All of the above. If it’s a large “Can” filter that you can get to easy? Following exact directions and all safety protocol (This is fuel after all) Neat way of seeing if it’s really good or bad is to remove it and flip it upside/down. If you see a bunch of black gunk come out? It’s time to change it.
Then again? heck, every 30,000 miles is good. (there is no such thing as a “Lifetime” anything with a car/truck……And yes I’ve seen manuals that state some filters are “LifeTime”???)