if you want things simple ill be honest, stick with a paper filter, they only cost 12 bucks, and when they are dirty you throw them away and get a new one. Personally i like K&N, i currently have a K&N cold air intake with a massive cone filter at the end of it, sure sounds nice.
the big issue i have seen as a mechanic with them is if they get really super dirty, they actually begin to rust and fall apart, at least from what i have seen they have sort of a thin steel mesh around the cotton gauze element, if that goes long enough it gets rusty and pretty much falls apart, and the cleaning process can be tedious and involved! i also hear guys talk about how it “Lets more dirt in.” the sad truth is even a paper filter will let tiny dirt particles buy, just prevents dirt particles of size enough to cause engine damage from getting through, a K&N filter prevents larger dirt particles from getting through and smaller ones are filtered out because its coated in a oil and the dirt sticks too the oil.
another point i would like to make very clear is you are not going to get massive power gains from a K&N Panel filter, you may see 1-2HP at the most, and that’s not really noticeable, in order to get a increase in performance that is Noticeable there must be at least a 7% HP increase, so lets say you are running a car that has 200HP, this mean you must get about 214HP at least and you won’t get that with a panel filter.
Another issue you have to consider is the oil can get on mass airflow sensors, this means if you are running a K&N filter and you have a hot wire mass airflow sensor, its probably a good idea to clean off the MAF sensor once in a while with some MAF sensor cleaner really good.
so is it worth it to you? well it depends… honestly if you want simplicity no its not ill be honest.